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Issues related to debt and insolvency are inherently sensitive and can have far-reaching consequences for individuals, families, and businesses alike. Navigating these complex situations requires a deep understanding of the legal landscape and a tailored approach to address the unique circumstances of each case. At Ana Bruno & Associados, the team leverages extensive experience in insolvency proceedings and debt restructuring to provide comprehensive legal support. Whether representing creditors or debtors, the firm prioritizes a personalized approach, rejecting generic solutions in favor of strategies carefully crafted to meet the specific needs of each client. By identifying the root causes of financial distress, the team develops targeted legal plans designed to maximize efficiency and achieve sustainable outcomes. For creditors, this means employing over a decade of expertise in debt recovery, focusing on swift and effective solutions. For debtors, the firm explores options such as the Special Revitalization Process (PER) or the Special Payment Agreement Process (PEAP), offering guidance through insolvency proceedings when necessary. Ultimately, the goal is to ensure a genuine fresh start for debtors, in line with the protections provided under Portuguese law.
Our Legal Support
- Legal advisory to companies and individuals facing pre-insolvency situations and financial distress;
- Representation of creditors and debtors in insolvency proceedings, Special Revitalization Processes (PER), and Out-of-Court Business Recovery Proceedings (PEAP);
- Drafting, negotiation, and implementation of recovery plans and out-of-court payment agreements;
- Full legal support in insolvency proceedings involving individuals and corporate entities;
- Legal assistance in credit recovery within these proceedings, including verification, filing, and challenging of claims;
- Legal and strategic assessment of the insolvency risk of commercial partners;
- Representation in litigation involving director liability and clawback actions (actio pauliana);
- Legal advisory in the acquisition of assets in the context of liquidation or judicial sales.
Differentiating factors
Our multidisciplinary and experienced team is at the heart of our success. Comprising experts from diverse legal backgrounds, we bring a wealth of knowledge and a collaborative spirit to every case. This allows us to approach your legal challenges from multiple angles, ensuring innovative and effective solutions.”
